/* ===============================
  CSS RESET & NORMALIZATION
=============================== */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.45;
  background: #F8F9FB;
  color: #222;
  font-family: 'Roboto', Georgia, serif;
  font-size: 16px;
}
img, svg {
  max-width: 100%;
  display: block;
  height: auto;
}
a {
  color: inherit;
  text-decoration: none;
}
a:focus {
  outline: 2px solid #234375;
  outline-offset: 2px;
}
ul, ol {
  list-style: none;
}
table {
  border-collapse: collapse;
  width: 100%;
}

/* ===============================
  ROOT BRAND COLORS & FONTS
=============================== */
:root {
  --primary: #234375;
  --secondary: #E0E6EF;
  --accent: #E9A93F;
  --background: #F8F9FB;
  --body: #222;
  --muted: #717171;
  --card-bg: #fff;
  --card-shadow: 0 2px 24px 0 rgba(35,67,117,0.06);
  --radius: 14px;
  --transition: 0.28s cubic-bezier(0.7, 0, 0.21, 1);
}

/* ===============================
  TYPOGRAPHY (Elegant Classic)
=============================== */
body {
  font-family: 'Roboto', Georgia, serif;
  color: var(--body);
  font-size: 16px;
  background: var(--background);
}
h1,
h2,
h3,
h4 {
  font-family: 'Montserrat', 'Georgia', serif;
  font-weight: 700;
  letter-spacing: 0.01em;
  color: var(--primary);
}
h1 { font-size: 2.8rem; line-height: 1.13; margin-bottom: 16px; }
h2 { font-size: 2rem; line-height: 1.18; margin-bottom: 14px; }
h3 { font-size: 1.25rem; margin-bottom: 8px; color: var(--primary); }
h4 { font-size: 1rem; margin-bottom: 8px; color: var(--primary); }

.subheadline, .lead {
  font-size: 1.2rem;
  color: var(--muted);
  font-family: 'Georgia', serif;
  margin-bottom: 22px;
}
p {
  margin-bottom: 18px;
  color: var(--body);
  font-size: 1rem;
  line-height: 1.7;
}
strong, b {
  font-weight: 600;
  color: var(--primary);
}

/* Typographic scale for visual hierarchy */
@media (max-width: 480px){
  h1 { font-size: 2rem; }
  h2 { font-size: 1.37rem; }
}

/* ===============================
  COMMON CONTAINER & SECTIONS
=============================== */
.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 18px;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 30px;
  align-items: flex-start;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: none;
}
@media (max-width: 600px){
  .section { padding: 30px 6px; margin-bottom: 35px; }
  .container { padding: 0 6px; }
  .content-wrapper { gap: 18px; }
}

/* ===============================
  HEADER & NAVIGATION
=============================== */
header {
  position: relative;
  background: #fff;
  box-shadow: 0 4px 32px 0 rgba(35,67,117,0.06);
  z-index: 12;
}
header .container {
  display: flex;
  align-items: center;
  flex-direction: row;
  justify-content: space-between;
  padding: 0 24px;
  min-height: 86px;
  gap: 24px;
}
header img {
  height: 44px;
}
.main-nav {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 28px;
}
.main-nav a {
  font-family: 'Montserrat', 'Georgia', serif;
  font-size: 1rem;
  padding: 6px 0;
  color: var(--primary);
  opacity: 0.83;
  position: relative;
  transition: color var(--transition), opacity var(--transition);
}
.main-nav a:hover,
.main-nav a:focus {
  color: var(--accent);
  opacity: 1;
}
.cta-button.primary {
  background: var(--primary);
  color: #fff;
  font-family: 'Montserrat', serif;
  font-weight: 600;
  border-radius: var(--radius);
  padding: 12px 28px;
  font-size: 1.1rem;
  border: none;
  box-shadow: 0 2px 14px 0 rgba(35,67,117,0.10);
  cursor: pointer;
  transition: background var(--transition), box-shadow var(--transition), color var(--transition);
  margin-left: 16px;
  letter-spacing: 0.02em;
}
.cta-button.primary:hover, .cta-button.primary:focus {
  background: var(--accent);
  color: var(--primary);
  box-shadow: 0 6px 22px 0 rgba(233,169,63,0.14);
}

/* ===============================
  MOBILE NAVIGATION
=============================== */
.mobile-menu-toggle {
  display: none;
  position: fixed;
  top: 22px;
  right: 18px;
  z-index: 41;
  padding: 10px 16px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 1.7rem;
  cursor: pointer;
  box-shadow: 0 2px 16px 0 rgba(35,67,117,0.11);
  transition: background var(--transition);
}
.mobile-menu-toggle:focus {
  background: var(--accent);
  color: var(--primary);
}
.mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  left: 0;
  background: rgba(35,67,117,0.93);
  z-index: 99;
  transform: translateX(100%);
  transition: transform 0.46s cubic-bezier(.8,0,.2,1.1);
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-end;
  padding-top: 0;
  min-height: 100vh;
  width: 100vw;
  pointer-events: none;
  opacity: 0;
}
.mobile-menu.open {
  transform: translateX(0);
  pointer-events: all;
  opacity: 1;
}
.mobile-menu-close {
  margin: 32px 22px 0 0;
  background: none;
  border: none;
  color: #fff;
  font-size: 2.1rem;
  cursor: pointer;
  align-self: flex-end;
  z-index: 110;
  transition: color var(--transition);
}
.mobile-menu-close:focus {
  color: var(--accent);
}
.mobile-nav {
  width: 100%;
  margin-top: 34px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}
.mobile-nav a {
  font-size: 1.23rem;
  color: #fff;
  padding: 12px 0;
  width: 82vw;
  max-width: 370px;
  text-align: center;
  font-family: 'Montserrat', serif;
  letter-spacing: 0.02em;
  border-radius: 8px;
  transition: background var(--transition), color var(--transition);
}
.mobile-nav a:hover,
.mobile-nav a:focus {
  background: var(--accent);
  color: var(--primary);
}
@media (max-width: 950px) {
  .main-nav { display: none; }
  .cta-button.primary { display: none; }
  .mobile-menu-toggle { display: block; }
}
@media (min-width: 951px) {
  .mobile-menu, .mobile-menu-toggle { display: none !important; }
}

/* ===============================
  SECTION LAYOUTS & SPACING
=============================== */
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 12px;
}
.feature-item {
  background: var(--card-bg);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  padding: 26px 20px 20px 20px;
  min-width: 220px;
  max-width: 270px;
  flex: 1 1 220px;
  margin-bottom: 20px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.feature-item:hover {
  box-shadow: 0 6px 20px 0 rgba(233,169,63,0.13), var(--card-shadow);
  transform: translateY(-6px) scale(1.02);
}
.feature-item img {
  width: 44px;
  height: 44px;
  margin-bottom: 6px;
}

@media (max-width: 950px) {
  .feature-grid { gap: 16px; }
  .feature-item { min-width: 160px; max-width: 49%; }
}
@media (max-width: 700px) {
  .feature-grid { flex-direction: column; gap: 18px; }
  .feature-item { min-width: unset; max-width: 100%; width: 100%; }
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: var(--card-bg);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  margin-bottom: 20px;
  position: relative;
  padding: 32px 22px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  min-width: 230px;
  flex: 1 1 230px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  box-shadow: 0 8px 30px 0 rgba(35,67,117,0.13);
  transform: translateY(-4px) scale(1.01);
}

.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 900px) {
  .text-image-section {
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
  }
}

.text-section {
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: flex-start;
  margin-bottom: 16px;
}

/* ===============================
  TESTIMONIALS
=============================== */
.testimonial-slider {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 18px;
}
.testimonial-card {
  background: #fff;
  border-radius: var(--radius);
  box-shadow: 0 4px 24px 0 rgba(35,67,117,0.08);
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px 26px;
  min-width: 250px;
  flex: 1 1 250px;
  margin-bottom: 20px;
  position: relative;
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial-card:hover {
  box-shadow: 0 10px 35px 0 rgba(35,67,117,0.16);
  transform: scale(1.025);
}
.testimonial-card p {
  font-style: italic;
  color: var(--body);
  margin-bottom: 10px;
  font-family: 'Georgia', serif;
}
.testimonial-details {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 4px;
  font-size: 0.98rem;
  color: var(--muted);
}
.testimonial-details strong {
  font-weight: bold;
  color: var(--primary);
}
.stars {
  font-size: 1.2em;
  color: var(--accent);
  letter-spacing: 0.1em;
}
@media (max-width: 900px) {
  .testimonial-slider { flex-direction: column; gap: 16px; }
  .testimonial-card { padding: 18px 14px; }
}

/* ===============================
  FAQ ACCORDION
=============================== */
.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.faq-item {
  background: #fff;
  border-radius: var(--radius);
  box-shadow: 0 2px 14px 0 rgba(35,67,117,0.07);
  padding: 20px 22px;
  transition: box-shadow var(--transition);
}
.faq-item h3 {
  font-size: 1.13rem;
  margin-bottom: 8px;
  cursor: pointer;
  color: var(--primary);
}
.faq-item p {
  font-size: 1.02rem;
  color: var(--body);
}

.faq-category-navigation {
  display: flex;
  flex-direction: row;
  gap: 12px;
  font-size: 0.97rem;
  margin-top: 20px;
  color: var(--primary);
}
.faq-category-navigation a {
  color: var(--primary);
  text-decoration: underline;
  opacity: 0.8;
  transition: color var(--transition);
}
.faq-category-navigation a:hover,
.faq-category-navigation a:focus {
  color: var(--accent);
  opacity: 1;
}

/* ===============================
  LISTS, TABLES, CTA-LINKS
=============================== */
ul, ol {
  margin-bottom: 16px;
  padding-left: 20px;
}
ul li,
ol li {
  position: relative;
  padding-left: 8px;
  margin-bottom: 7px;
  font-size: 1rem;
  line-height: 1.65;
}
ul li::before {
  content: '';
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-right: 9px;
  border-radius: 50%;
  background: var(--accent);
  vertical-align: middle;
  margin-left: -16px;
}
.link {
  font-family: 'Montserrat', 'Georgia', serif;
  font-weight: 600;
  color: var(--primary);
  text-decoration: underline;
  transition: color var(--transition);
}
.link:hover,
.link:focus {
  color: var(--accent);
}
table {
  margin: 18px 0 18px 0;
  background: #fff;
  border-radius: var(--radius);
  box-shadow: 0 2px 14px 0 rgba(35,67,117,0.11);
  overflow: hidden;
}
thead {
  background: var(--secondary);
}
th, td {
  padding: 15px 12px;
  text-align: left;
  font-size: 1rem;
  border-bottom: 1px solid #e6e6e6;
}
th {
  font-family: 'Montserrat', serif;
  font-weight: 600;
  color: var(--primary);
}
tbody tr:last-child td {
  border-bottom: none;
}

/* ===============================
  FOOTER
=============================== */
footer {
  background: #f7f8fa;
  border-top: 2px solid var(--secondary);
  box-shadow: 0 -2px 22px 0 rgba(35,67,117,0.04);
  margin-top: 50px;
  padding-top: 30px;
  padding-bottom: 40px;
}
footer .container {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  justify-content: space-between;
  gap: 32px;
}
.footer-logo img {
  height: 48px;
  margin-bottom: 10px;
}
.footer-menu {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-menu a {
  color: var(--primary);
  font-family: 'Montserrat', serif;
  font-weight: 500;
  font-size: 0.98rem;
  opacity: 0.82;
  transition: color var(--transition);
}
.footer-menu a:hover,
.footer-menu a:focus {
  color: var(--accent);
  opacity: 1;
}
.footer-contact p {
  color: var(--muted);
  font-size: 0.97em;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.footer-contact img {
  height: 16px;
  width: 16px;
}
@media (max-width:900px){
  footer .container {
      flex-direction: column;
      gap: 18px;
      align-items: flex-start;
  }
  .footer-logo { margin-bottom: 7px; }
  .footer-menu { flex-direction: row; flex-wrap: wrap; gap: 16px; }
}

/* ===============================
  COOKIE BANNER & COOKIE MODAL
=============================== */
.cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  width: 100vw;
  background: #fff;
  border-top: 2px solid var(--secondary);
  box-shadow: 0 -4px 40px rgba(35,67,117,0.17);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  gap: 26px;
  padding: 19px 20px;
  z-index: 9999;
  opacity: 1;
  transform: translateY(0);
  pointer-events: all;
  animation: cookie-fade-in 0.9s cubic-bezier(.8,0,.2,1);
}
@keyframes cookie-fade-in { from { opacity: 0; transform: translateY(90px);} to { opacity: 1; transform: translateY(0);} }
.cookie-banner .cookie-text {
  max-width: 440px;
  font-size: 1.01rem;
  color: var(--muted);
  font-family: 'Roboto', serif;
}
.cookie-banner .cookie-actions {
  display: flex;
  gap: 16px;
  flex-direction: row;
  flex-wrap: wrap;
}
.cookie-btn {
  font-family: 'Montserrat', serif;
  font-size: 1rem;
  font-weight: 600;
  border: none;
  border-radius: 8px;
  padding: 10px 20px;
  background: var(--secondary);
  color: var(--primary);
  cursor: pointer;
  transition: background var(--transition), color var(--transition);
  margin-right: 0;
}
.cookie-btn.accept {
  background: var(--primary);
  color: #fff;
}
.cookie-btn.accept:hover, .cookie-btn.accept:focus {
  background: var(--accent);
  color: var(--primary);
}
.cookie-btn.reject {
  background: #f5e9e9;
  color: var(--primary);
}
.cookie-btn.reject:hover, .cookie-btn.reject:focus {
  background: #eaeaea;
  color: #234375;
}
.cookie-btn.settings {
  background: var(--secondary);
  color: var(--primary);
}
.cookie-btn.settings:hover, .cookie-btn.settings:focus {
  background: #ebe0d1;
  color: var(--primary);
}
@media (max-width: 700px){
  .cookie-banner {
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
    padding: 15px 8px;
  }
  .cookie-banner .cookie-actions { gap: 10px; }
}

/* Cookie Modal */
.cookie-modal-backdrop {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(35,67,117,0.32);
  z-index: 10000;
  display: flex;
  justify-content: center;
  align-items: center;
  opacity: 1;
  animation: modal-fadein 0.3s cubic-bezier(.7,0,.2,1);
}
@keyframes modal-fadein { from { opacity: 0; } to { opacity: 1; } }
.cookie-modal {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 10px 42px rgba(35,67,117,0.25);
  max-width: 420px;
  width: 95vw;
  padding: 30px 22px 22px 22px;
  display: flex;
  flex-direction: column;
  gap: 22px;
  position: relative;
  z-index: 10001;
  animation: modal-slidein 0.4s cubic-bezier(.7,0,.2,1);
}
@keyframes modal-slidein { from { transform: translateY(40px); } to { transform: none; } }
.cookie-modal h3{
  margin-bottom: 10px;
  font-family: 'Montserrat', 'Georgia', serif;
  font-size: 1.22rem;
  color: var(--primary);
}
.cookie-modal .cookie-option {
  display: flex; flex-direction: row; align-items: center; justify-content: space-between;
  padding: 12px 6px;
  border-bottom: 1px solid var(--secondary);
}
.cookie-modal label {
  font-size: 1rem;
  color: var(--body);
}
.cookie-modal input[type="checkbox"] {
  appearance: none;
  width: 22px; height: 22px;
  border: 2px solid var(--primary);
  border-radius: 0.3em;
  background: #fff;
  transition: background var(--transition), border var(--transition);
  cursor: pointer;
  margin-left: 6px;
  position: relative;
}
.cookie-modal input[type="checkbox"]:checked {
  background: var(--accent);
  border-color: var(--primary);
}
.cookie-modal .cookie-modal-actions {
  display: flex; flex-direction: row; gap: 15px; justify-content: flex-end;
  margin-top: 12px;
}
.cookie-modal .close-cookie-modal {
  position: absolute;
  top: 13px; right: 18px;
  background: none;
  border: none;
  font-size: 1.3rem;
  color: var(--muted);
  cursor: pointer;
  transition: color var(--transition);
}
.cookie-modal .close-cookie-modal:hover,
.cookie-modal .close-cookie-modal:focus {
  color: var(--primary);
}

/* ===============================
  MISCELLANEOUS
=============================== */
input,
select,
textarea,
button {
  font-family: inherit;
  font-size: 1rem;
}

::-webkit-input-placeholder { color: #787878; }
::-moz-placeholder { color: #787878; }
:-ms-input-placeholder { color: #787878; }
::placeholder { color: #787878; }

/* Cards should not overlap due to margin and gap rules */

/* Button micro-interaction */
button, .button, .cta-button {
  transition: background var(--transition), color var(--transition), box-shadow var(--transition), border var(--transition), transform 0.13s;
}
button:active, .cta-button:active {
  transform: scale(0.99);
}

/* ===============================
  ACCESSIBILITY & FOCUS OUTLINE
=============================== */
a, button, input, .cta-button, select {
  transition: outline var(--transition);
}
a:focus-visible, button:focus-visible, input:focus-visible, .cta-button:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

/* ===============================
  UTILITIES
=============================== */
.visually-hidden { position: absolute !important; height: 1px; width: 1px; overflow: hidden; clip: rect(1px,1px,1px,1px); }

/* ===============================
  RESPONSIVE TWEAKS
=============================== */
@media (max-width: 700px){
  h1, h2, h3, h4 { word-break: break-word; }
}

/* ===============================
  PRINT FRIENDLY
=============================== */
@media print {
  header, footer, .mobile-menu, .mobile-menu-toggle, .cookie-banner { display: none !important; }
  body { background: #fff; color: #000; }
}